3DMAI in Action

Real business decisions.
Real numbers. Real answers.

Every tool on the 3DMAI platform was built to answer a specific question a UK small business owner actually faces. Here is what that looks like in practice.

Pricing & Margin

A manufacturer realises he has been underpricing by 18% for three years

A bespoke furniture maker had been pricing on gut instinct for years. He knew costs had risen but had never formally modelled the impact. Using the Pricing & Margin Modeller, he entered his material, labour, and overhead costs across his five product lines. The output showed his blended gross margin had fallen from 42% to 24% — below break-even on two of his five lines. He raised prices by an average 18% across the range and retained all but one customer.

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What the tool showed
24%
Actual gross margin vs 42% assumed — an 18-point gap
2 of 5
Product lines running below break-even at current pricing
+18%
Average price increase required to restore target margin
Late Payment

A wholesale distributor was owed £47,000 across nine overdue invoices

A wholesale distributor had nine invoices outstanding, ranging from 8 to 61 days overdue. She knew she was owed money but had not quantified the true working capital cost. The Late Payment Impact tool showed her the total cash gap, the revenue she would need to replace it at her margin, and the statutory interest and fixed compensation she could claim immediately. She sent formal letters the same day. Six invoices were paid within a week.

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What the tool showed
£47,000
Total cash gap across nine overdue invoices
£112,000
Revenue needed at 42% margin to replace the missing cash
£580
Statutory interest + fixed compensation claimable immediately
Cashflow

A retailer avoided a mid-month cash crisis she did not know was coming

A boutique clothing retailer had a VAT quarter payment due on day 22 of the month. She had not mapped this against her expected receipts and outgoings. The 30-Day Cashflow Snapshot showed her lowest cash point would be £1,200 — below the £5,000 minimum buffer she needed. She brought forward a payment request to one key account by 10 days and avoided the shortfall entirely.

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What the tool showed
Day 22
Lowest cash point — coinciding with VAT payment
£1,200
Projected cash on the lowest day — £3,800 below minimum buffer
10 days
How far forward one payment request needed to move to close the gap
Headcount

A service business discovered hiring would cost £18,000 more than the salary

A digital agency was considering hiring a senior account manager at £45,000. The owner assumed the cost was £45,000 plus 20% employer NI. The Headcount Modeller calculated the fully-loaded annual cost including NI, pension auto-enrolment, equipment, training allowance, and an allocated overhead share — arriving at £63,200. The question shifted from “can I afford the salary?” to “at what billing rate does this hire pay for itself?”

Access via subscription →
What the tool showed
£63,200
True fully-loaded cost vs £45,000 salary assumed
£18,200
Hidden employment costs not factored into the original plan
£121,500
Revenue required at 52% margin to justify the hire

Every one of these tools is available right now.

Start with the free tools — no sign-up required. Or start a 7-day free trial of the full subscription and run the numbers on your own business today.

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