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New — Business Report Analyser

Business Report Analyser

Upload your P&L, management accounts, balance sheet, cashflow statement, or any company financial report. 3DMAI analyses the content and returns a structured commercial report with key metrics, insights, risks, opportunities, and priority actions. Built for UK SMEs.
Executive summary & key metrics (free)
Detailed insights & risk flags
Opportunities & priority actions
Full report unlocked with email
Analyse my report →
Free — No Sign-Up Required

Free AI Business Review

Enter five numbers about your business and get an instant AI-powered commercial health check — margin, cashflow, costs, and clear recommendations. Your score appears immediately. Full breakdown unlocked with your email.
Commercial health score (0–100)
Gross & net margin analysis
Cost and cashflow assessment
AI executive summary & actions (email required)
Start your free review →
Free — No Sign-Up Required

Marketing ROI Calculator

Add your marketing spend and revenue by campaign channel — Google Ads, LinkedIn, Email, Exhibitions, or other. Get an instant ROAS figure and performance rating. Full channel verdict and recommendations unlocked with your email.
ROAS calculation per channel
Instant performance rating
Net return on spend
Channel verdict & recommendations (email required)
Calculate your ROI →
Free — No Sign-Up Required

VAT Cash Flow Planner

Enter your annual turnover and VAT scheme. Get your quarterly liability, exact monthly set-aside amount, and a cash reserve verdict instantly. Full payment schedule and priority actions unlocked with your email.
Annual VAT liability calculation
Monthly set-aside amount
Cash reserve assessment
Quarterly schedule & actions (email required)
Plan your VAT cashflow →
Free — No Sign-Up Required

Business Idea Validator

Answer 10 structured questions about your business idea and get an instant commercial viability score. Market size, competition, pricing power, and execution risk — all assessed before you commit a penny.
Commercial viability score out of 100
Market & competition assessment
Pricing power and margin analysis
Risk flags and recommended next steps
Validate your idea →
New — Supplier Radar

Supplier Radar

Compare two suppliers across 10 weighted dimensions. AI analyses their websites for ethics, environmental signals, and financial stability. Side-by-side radar chart and weighted recommendation.
10-dimension weighted scorecard
AI website analysis (ethics & environmental)
Side-by-side radar chart
Price & landed cost comparison
Launch Supplier Radar →
Free — No Sign-Up Required

Late Payment Impact Calculator

One overdue invoice. Instant 60-day cash impact analysis. See exactly what late payment is costing your business in working capital, revenue needed to replace it, and statutory interest accruing daily.
60-day cash timeline
Working capital gap calculated
Statutory interest (8.5%) accrual
Plain-English recommended actions
Calculate impact →
Free — No Sign-Up Required

Fixed & Variable Cost Classifier

Enter your business costs and instantly see which are fixed, variable, or semi-variable — with a plain-English explanation for every single one. UK-specific guidance built for SME owners who want clarity, not jargon.
Instant classification with explanations
Fixed vs variable vs semi-variable breakdown
Cost structure analysis & insights
UK SME glossary & reference guide
Classify my costs →
Free — No Sign-Up Required

90-Day Business Checklist

A practical 90-day commercial health checklist. Covers the key financial, operational, and commercial checks every SME owner should run every quarter. Identifies what’s working, what needs attention, and what to do next.
Financial health checks
Commercial performance review
Operational risk flags
Prioritised action list
Run the checklist →
Free — No Sign-Up Required

VAT Calculator 2025/26

Add or remove VAT instantly. Compare Flat Rate Scheme savings, estimate your quarterly VAT return, and track where you stand against the £90,000 registration threshold — all in one tool.
Add & remove VAT (all rates)
Flat Rate Scheme comparison
Quarterly return estimator
Registration threshold tracker
Calculate VAT →
Free — No Sign-Up Required

Income Tax Calculator 2025/26

Calculate your real tax bill as a sole trader or limited company director. Includes NI, dividend tax, salary & dividend optimisation, effective rate, and how much to set aside monthly. 2025/26 rates.
Sole trader income tax & NI
Ltd company vs sole trader comparison
Optimal salary + dividend split
Monthly set-aside figure
Calculate my tax →
New — Free Invoice Generator

Professional Invoice Generator

Create a professional UK invoice and download it as a PDF instantly. Business details, customer details, up to 10 line items with VAT, payment terms, sort code, account number, IBAN and SWIFT. No sign-up. No email. Just download.
VAT invoice (0%, 5%, 20%, Exempt)
Auto-calculated net, VAT & total
IBAN & SWIFT for international payments
Instant professional PDF download
Create invoice →
What subscribers get
Used a free tool? Here is exactly what the subscription adds.
The free tools answer one question with one set of inputs. The subscription lets you run your full debtor book, compare unlimited suppliers with AI, model scenarios side by side, and export a branded PDF for board meetings or bank conversations.
Late Payment: 1 invoice free → full debtor book, monthly fixed cost overlay, prioritised chase list, statutory interest by invoice, PDF report.
Supplier Radar: 2 suppliers, manual scoring free → unlimited suppliers, AI analyses each website for ethics, environmental & financial signals, certified procurement report.
£19.99/month. Cancel any time. 7-day free trial — access everything immediately.
Start free 7-day trial →

Ready for the full picture?

The free tools give you a starting point. A full 3DMAI subscription gives you 20+ live interactive tools, the Command Centre, unlimited PDF reports, and everything you need to run your business on real numbers — not instinct.

Start free 7-day trial → Browse paid tools
7 days
Free trial — full access
Subscribers
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